Why this and edge and craving of mine and no help or grant to use the 400 500 costly extra helpings why not in the profile itself or on the app, may be it is forced to compromise with the fine nature of the fine we are not sailing through, , I need money, and ask Scotia bank to see if the consumer is having same problem for days then stop using that facility, when we are not using we were still and still alive, without that no ibterac or transfers and if ibterac is written on my card so I am eligible to send by using ibterac or the ibterac account is required